Disclaimer

The information, templates, checklists, SQL code libraries, and calculators provided on ManagedCareReporting.com (the "Site") are for informational, educational, and operational reference purposes only.

1. No Actuarial or Legal Advice

Although the Site content relates to actuarial science and federal and state healthcare regulations (including CMS Medical Loss Ratio rules, Medicaid encounter submission metrics, and Medicare cost reports), Marcus Sterling and ManagedCareReporting.com do not provide legal, actuarial, or formal regulatory advisory rulings through the public Site. Use of the public resources, blogs, or templates does not constitute a formal FSA/actuarial engagement or attorney-client relationship.

2. Use of Code & Templates

All SQL queries, Excel workbooks, checklists, and automation logic are provided "as is" without warranty of any kind, express or implied. Managed care datasets vary widely across health plans, database systems (Snowflake, SQL Server, Oracle, Postgres), and state contracts. It is your sole responsibility to validate, test, and audit any queries or calculations in a secure sandbox environment before running them against production databases or submitting final metrics to regulatory authorities.

3. Third-Party Web Links

Our Site may link to external, official regulatory portals (such as CMS.gov or state Medicaid agency directories) or partner platforms (such as Cal.com). We do not control or endorse the content or operational uptime of these external platforms and are not responsible for any changes in regulatory instructions published on third-party domains.

4. Custom Professional Services

Any formal, audit-defensible MLR filing reviews, Medicaid contract advice, or custom software development will be governed by a separate, bilateral Master Services Agreement (MSA) signed by both parties, detailing specific scopes of work, actuarial opinions (where applicable), and professional liability limitations.